Buriram Expats

Buriram Province - General Category => Jobs, economy, banking, business, investment in Buriram => Topic started by: Italiantony on September 14, 2012, 11:41:55 AM

Title: Credit cards in Thailand for foreigners
Post by: Italiantony on September 14, 2012, 11:41:55 AM
Does anyone have or does anyone know of any information about a foreigner obtaining a Credit Card in Thailand,branch Buriram.

I ask in the Bangkok Bank where i have an account and basically they just laughed.
Title: Re: Credit cards in Thailand for foreigners
Post by: toffo on September 14, 2012, 12:07:57 PM
Dont waste your time with the Bangkok Bank.. Gotta be the worst bank in Thailand.. Try Kasikorn
Title: Re: Credit cards in Thailand for foreigners
Post by: Italiantony on September 14, 2012, 12:24:29 PM
Dont waste your time with the Bangkok Bank.. Gotta be the worst bank in Thailand.. Try Kasikorn
I appreciate you replying.

I will give it a try anyway nothing to loss.

Thanks Toffo.
Title: Re: Credit cards in Thailand for foreigners
Post by: mxyzptlk on September 14, 2012, 01:08:59 PM
I also think the Kasikorn would be your best bet. In my experience, they have been the most "farang friendly" compared to TMB, SCB & GSB. Then again, like most agencies in Thailand which have multiple offices / branches (eg immigration & driving licence centres) it could depend on the particular branch or even the member of staff processing your request....
Title: Re: Credit cards in Thailand for foreigners
Post by: Italiantony on September 14, 2012, 01:14:13 PM
I also think the Kasikorn would be your best bet. In my experience, they have been the most "farang friendly" compared to TMB, SCB & GSB. Then again, like most agencies in Thailand which have multiple offices / branches (eg immigration & driving licence centres) it could depend on the particular branch or even the member of staff processing your request....
Understand and agree with you,after all T.I.T. thumbup
Title: Re: Credit cards in Thailand for foreigners
Post by: nookiebear on September 15, 2012, 05:00:43 AM
Are you not getting confused credit card or debit card.............Debit Cards are readily available if you have a bank account with the said bank......Credit cards are not.For a farang to have a Thai Credit Card you have to operate your own business together with holding the correct work/business visa.
Title: Re: Credit cards in Thailand for foreigners
Post by: Prakhonchai Nick on September 15, 2012, 06:54:59 AM
I have the usual Kasikorn ATM, which functions as a debit card. But from that you can apply online for a Shopping Card, which is allocated a 16 digit number, and operates in the same way as a credit card, whereby you can buy online, book flights, hotels etc, but there is no credit. The payment is immediately debited to your account.

I find it very useful.
Title: Re: Credit cards in Thailand for foreigners
Post by: Italiantony on September 15, 2012, 07:42:29 AM
I have the usual Kasikorn ATM, which functions as a debit card. But from that you can apply online for a Shopping Card, which is allocated a 16 digit number, and operates in the same way as a credit card, whereby you can buy online, book flights, hotels etc, but there is no credit. The payment is immediately debited to your account.

I find it very useful.
Thanks Nick for that information it sounds very interesting,i will make some inquiries at the aforementioned bank.
Title: Re: Credit cards in Thailand for foreigners
Post by: Italiantony on September 15, 2012, 09:43:08 AM
Are you not getting confused credit card or debit card.............Debit Cards are readily available if you have a bank account with the said bank......Credit cards are not.For a farang to have a Thai Credit Card you have to operate your own business together with holding the correct work/business visa.
I have a bank account with Bangkok bank,but i have been advised to try different banks to see what is available.
But reading your reply seems to have put an end to my idea of obtaining a Credit card here.
Another member Prakhonchai Nick as also given me some advise,so i will pursue that line of inquiry first and see where that takes me.
Thanks for your reply and advise.

Title: Re: Credit cards in Thailand for foreigners
Post by: Nobby on September 15, 2012, 11:10:20 AM
You may want to try Aeon Bank too as its not Thai owned, they may have different rules re Farang Credit cards????
Title: Re: Credit cards in Thailand for foreigners
Post by: urleft on September 15, 2012, 03:47:46 PM
I went to the Citibank office in Bangkok as I have been a Citibank Cardholder for 20 years.  They said I need 10 million baht on deposit with them.  The credit card desk at Big C is Citibank.

Title: Re: Credit cards in Thailand for foreigners
Post by: DeputyDavid on July 09, 2013, 07:02:23 AM
To do banking online here in America and have the money available when I go there to Thailand is what I am looking for.  I see BankokBank has an office in New York.  The money can be sent to BKK Bank as a transfer from my bank (no charge) but when I gets to BKK Bank it goes to Thailand and the conversion is the current rate IN Thailand.  This sounds like the way to go for me.  I checked with Kasikorn but they said I could not open an account unless I was there.  What bank are any Americans out there finding is the best to use?

I appreciate the help.
Title: Re: Credit cards in Thailand for foreigners
Post by: nookiebear on July 09, 2013, 07:08:38 AM
Be careful otherwise you may find you're paying the deposit on your truck AGAIN!
Title: Re: Credit cards in Thailand for foreigners
Post by: DeputyDavid on July 09, 2013, 07:15:38 AM
Thanks Nookie, but that is exactly why I want the account in my name.  Personal account that only I have access too.  (It will be inherited by TW I am sure, but I am not telling her about it.)
Title: Re: Credit cards in Thailand for foreigners
Post by: nookiebear on July 09, 2013, 07:56:22 AM
An expensive way to learn!
Title: Re: Credit cards in Thailand for foreigners
Post by: Beer Leo on July 09, 2013, 11:16:08 AM
SCB will do it, you need to have double the amount of wanted credit on a "locked" bank account unless you have work permit and an income to show in Thailand.
Title: Re: Credit cards in Thailand for foreigners
Post by: olavhome on July 09, 2013, 11:34:52 AM
Why have credit card if you need to have same (or even doble) amount inside the bank ? Then regular debit card will be a much better option and (guess) with lower charges smilenod.
Title: Re: Credit cards in Thailand for foreigners
Post by: Beer Leo on July 09, 2013, 11:42:06 AM
Why have credit card if you need to have same (or even doble) amount inside the bank ? Then regular debit card will be a much better option and (guess) with lower charges smilenod.

And you are a traveling man I presume? Have you tried to make reservations or other things abroad with a Thai debit card. The question was not if it was good or not but if it was possible.  brick1
Title: Re: Credit cards in Thailand for foreigners
Post by: candy on July 09, 2013, 11:47:52 AM
Why have credit card if you need to have same (or even doble) amount inside the bank ? Then regular debit card will be a much better option and (guess) with lower charges smilenod.

And you are a traveling man I presume? Have you tried to make reservations or other things abroad with a Thai debit card. The question was not if it was good or not but if it was possible.  brick1

 smilenod
Title: Re: Credit cards in Thailand for foreigners
Post by: Beer Leo on July 09, 2013, 12:07:12 PM
Many reasons for a good credit.
Title: Re: Credit cards in Thailand for foreigners
Post by: Admin on July 09, 2013, 09:01:09 PM
At the time I got tired of searching and begging for credit card just to be able to make shopping on the internet and abroad.
I found Kasikorn bank shopping DEBIT card as reliable, good customer service and most important: WORKING!! :)

http://www.kasikornbank.com/EN/Personal/Debit/Pages/KWebShopping.aspx

sawadi
Title: Re: Credit cards in Thailand for foreigners
Post by: mxyzptlk on August 21, 2013, 07:25:33 PM
I kept my UK VISA credit & debit cards on when I came to live here.
My bank HSBC were happy to change my address to my house here without any problem....
Just received new cards....no problemo