Buriram Expats

Buriram Province - General Category => General Discussion => Topic started by: toffo on February 06, 2012, 10:32:20 AM

Title: Car insurance 15300 baht does that sound correct?
Post by: toffo on February 06, 2012, 10:32:20 AM
I have a 1 year old ford fiesta sport and received the 1st year free insurance... Lady just called saying i now have to pay 15300 for the next year... Does this sound ok as i dont have a clue about insurance prices here
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: finnomick on February 06, 2012, 11:13:22 AM
Depending on the insurance company, the quote seems average. Virayha who reckon they are the ' top ' insurance are VERY expensive and if my recent experience is normal, don't seem to know how to operate an insurance service. They told me my insurance was due for renewal, but wouldn't tell me how much it was ! I went to the dealer and they reckoned it would be about 22,000 baht ( for a one year old Nissan Navara ). You also have to pay the government minimum insurance premium too, about 1,100 baht. We opted to change our insurance company to Muang Thai and got full cover for 16,300 baht. It's not as easy to shop around for insurance here, but it is worth the effort.
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: toffo on February 06, 2012, 11:26:41 AM
Thanks for replying... It was 20k the first year so she said but now has gone down to 15300..
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: gotlost on February 06, 2012, 11:43:49 AM
2008 Hilux/Vigo 4x4. Only the wife and I on the policy. Full coverage with Virayha. Have had two claims and no problems We are paying 17000 baht.
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: toffo on February 06, 2012, 11:56:35 AM
Ok Thanks for the info my quote sounds ok then... Thank you
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: vin on February 06, 2012, 12:07:27 PM
 mhihi thumbupgood advice after driving about in a 10 year old battered ford ranger for years payingaround 3000 ayear 3 party i dicided to treat myself to a new pickup i bought a all new d. max isuzu 4x4 3litre in built nav sytem every thing touch sreen to tec for me but why not these old bones need a bit of comfort flash get got the bugger friday love it .i was also worried about insurance isuzu deal with muang thai and i got full cover for 16.700 well happy  i have got six can holders in the front for my chang im being spoilt  still crap with my com  all the best vin
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: toffo on February 06, 2012, 12:43:10 PM
mhihi thumbupgood advice after driving about in a 10 year old battered ford ranger for years payingaround 3000 ayear 3 party i dicided to treat myself to a new pickup i bought a all new d. max isuzu 4x4 3litre in built nav sytem every thing touch sreen to tec for me but why not these old bones need a bit of comfort flash get got the bugger friday love it .i was also worried about insurance isuzu deal with muang thai and i got full cover for 16.700 well happy  i have got six can holders in the front for my chang im being spoilt  still crap with my com  all the best vin
Enjoy the new motor, nice to splash out every now and then
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: blue moon on February 06, 2012, 02:44:49 PM
You don't have to have any other insurance than the one you buy with your road tax,i think it's about 700 baht.
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: gotlost on February 06, 2012, 03:48:58 PM
"You don't have to have any other insurance than the one you buy with your road tax,i think it's about 700 baht."

For a clunker yes and alot of Thais have no insurance or drivers licence . For somebody with a million baht vehicle without insurance is a fool.
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: Nobby on February 06, 2012, 04:36:49 PM
Thanks for replying... It was 20k the first year so she said but now has gone down to 15300..

Just a thought, most Thai Insurance companies do not give you an indication of alternative premiums if you offer to pay a compulsory excess. I always offer to pay the first 5000b because it wouldnt be worth the hastle of going through the insurance formalities for a small prang. That usually decreases my premium by around 5000b for the year so I believe a wise move! I pay only 11,000b for 1st class insurance on a 2008 Dmax 4x4 ,4door.

Have to agree with Gotlost, no-one in their right mind would accept the 700b compulsory insurance on a valuable vehicle. That guy must be in the Honda Wave Owners Club or just drunk!
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: nookiebear on July 31, 2012, 10:53:56 AM
Try Tesco Lotus for car insurance..........
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: Prakhonchai Nick on July 31, 2012, 11:28:26 AM
Prakhonchai Expat Services helped both Toffo and Thaitanik (amongst many others) obtain excellent cover at a reasonable price.   party12

As Thaitanik says, a 5000bt excess secures a huge reduction, and avoids all the hassle for a minor damage claim.

Title: Re: Car insurance 15300 baht does that sound correct?
Post by: CO-CO on July 31, 2012, 12:02:25 PM
Try Tesco Lotus for car insurance..........


Try Staffords for all your Falang foods!
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: nookiebear on July 31, 2012, 01:01:08 PM
Try Tesco Lotus for car insurance..........


Try Staffords for all your Falang foods!
CoCo thats a somewhat strange response!
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: CO-CO on July 31, 2012, 01:38:56 PM
Try Tesco Lotus for car insurance..........


Try Staffords for all your Falang foods!
CoCo thats a somewhat strange response!

Not at all Nookie - I thought that as you were recommending someone, in competition to services Nick and I provide, the least I could do was to recommend one of your competitors.  slapfight
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: nookiebear on July 31, 2012, 02:19:36 PM
Try Tesco Lotus for car insurance..........


Try Staffords for all your Falang foods!
CoCo thats a somewhat strange response!

Not at all Nookie - I thought that as you were recommending someone, in competition to services Nick and I provide, the least I could do was to recommend one of your competitors.  slapfight
Well I have never seen or heard about you selling car insurance......Hence my response
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: CO-CO on July 31, 2012, 02:38:12 PM
Try Tesco Lotus for car insurance..........


Try Staffords for all your Falang foods!
CoCo thats a somewhat strange response!

Not at all Nookie - I thought that as you were recommending someone, in competition to services Nick and I provide, the least I could do was to recommend one of your competitors.  slapfight
Well I have never seen or heard about you selling car insurance......Hence my response

Must have a word with our marketing director !
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: nookiebear on July 31, 2012, 03:04:36 PM
He is a complete failure!! cheergirl
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: Prakhonchai Nick on July 31, 2012, 03:28:01 PM
 Co-Co IS the Marketing Director.  :o

He's always talking to himself - problem is he never listens to what he says!    ohmybar

Title: Re: Car insurance 15300 baht does that sound correct?
Post by: CO-CO on July 31, 2012, 07:03:11 PM
Co-Co IS the Marketing Director.  :o :) buriram_united

He's always talking to himself - problem is he never listens to what he says!    ohmybar

 buriramsmiley

that is because nobody else listens Think!
 
Think I will now go and reprimand myself.  : snow1
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: nookiebear on August 01, 2012, 07:52:50 AM
Co-Co IS the Marketing Director.  :o

He's always talking to himself - problem is he never listens to what he says!    ohmybar


Talking to himself Nick..........I think that has something to do with rigging the rates!!!
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: Nobby on August 01, 2012, 08:36:33 AM
Try Tesco Lotus for car insurance..........


Try Staffords for all your Falang foods!
CoCo thats a somewhat strange response!

Not at all Nookie - I thought that as you were recommending someone, in competition to services Nick and I provide, the least I could do was to recommend one of your competitors.  slapfight

Do I get a no claims bonus, if I eat there?
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: Prakhonchai Nick on August 01, 2012, 09:15:10 AM
I found that the take-away prices were higher for repeat customers!
Title: Re: Car insurance 15300 baht does that sound correct?
Post by: Paddyram on August 01, 2012, 05:45:27 PM
Co-Co IS the Marketing Director.  :o

He's always talking to himself - problem is he never listens to what he says!    ohmybar



The First sign of Madness is talking to yourself.... the second is answering back !